Terms of Service

1. Overview

Shadow Swipe provides credit card processing services and consulting to help merchants optimize their payment processing costs and performance. We serve both low-risk and high-risk industries with customized solutions.


2. Eligibility

To use our services, you must be at least 18 years old and have the authority to enter into legally binding agreements on behalf of yourself or your business.


3. Use of Website

You agree to use the Shadow Swipe website for lawful purposes only. You may not:

  • Attempt to gain unauthorized access to systems or networks connected to the website.
  • Use the site to engage in fraudulent, misleading, or harmful behavior.
  • Interfere with or disrupt the website or services.

4. Services and Guarantees

We offer two primary services:

  • Credit Card Processing: Tailored merchant accounts with competitive rates, fast onboarding, and reliable support.
  • Consulting Services: Expert guidance and negotiation to reduce payment processing costs—whether or not you switch providers.

While we guarantee lower rates when possible, final savings depend on merchant category, volume, and processor cooperation. We make no guarantees of results in cases where external parties decline negotiation.


5. Fees and Payment

Fees for services will be clearly outlined in a separate agreement or proposal before any billing occurs. Consulting fees are success-based unless otherwise agreed in writing.


6. Confidentiality

Shadow Swipe agrees to treat all sensitive business information you share with us as confidential. Likewise, you agree not to disclose proprietary methodologies or documents we provide to competitors or third parties without our written permission.


7. Limitation of Liability

To the fullest extent permitted by law, Shadow Swipe will not be liable for any indirect, incidental, special, or consequential damages resulting from your use of our website or services.


8. Disclaimer

We make no warranties or representations regarding the completeness, accuracy, or reliability of any content or tools on our website. Use of the site is at your own risk.


9. Termination

We reserve the right to terminate or suspend access to our services or website without prior notice if you breach these Terms or misuse our platform.


10. Changes to Terms

Shadow Swipe may update these Terms from time to time. We’ll post any changes on this page and update the effective date. Continued use of the website or services after any updates constitutes your acceptance of the new Terms.


11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the state of [Insert State], without regard to its conflict of law principles.


12. Contact Us

If you have any questions about these Terms, please contact us at:
Email: [email protected]
Phone: 512-771-7387