About

Shadow Swipe was created to be a different kind of credit card processing company—one that puts merchants first. Always.

After spending over a decade in this industry, we saw the same story play out time and time again—processors putting profits above people. Sales reps overpromising, then disappearing. Fine print contracts that say the opposite of what was promised. Confusing terminology designed to hide the real cost of doing business.

We saw merchants being misled, undervalued, and overcharged. And we decided enough was enough. We haven’t forgotten what this business is built on: YOU. It’s your long hours, your risk, and your passion that generate the revenue credit card processors survive on. Yes, we provide a service. But without your business, there is no industry. That simple truth gets buried in contracts, markups, and broken promises. At Shadow Swipe, we honor it.

Where others confuse, we clarify. Where others sell, we educate and empower. We believe the more you know, the stronger your business becomes—and the more fair, transparent, and effective our partnership can be. We bring credit card processing out of the shadows and teach you how it works, what the fees really mean, and how to avoid traps that have cost merchants thousands.

In fact, we believe in merchant empowerment so strongly that even if you don’t switch to Shadow Swipe, we’ll still help you. We’ll review your statements, negotiate directly with your current processor on your behalf, and help you lock in better rates—because that’s what true partners do. Other companies call it a “partnership.” We live it.

Shadow Swipe is about restoring balance, earning trust, and putting power back where it belongs—with the merchant. We’re here to rewrite what “credit card processing” means, and to make you proud to say who you work with. This isn’t just business. It’s a mission. And we’re all in.

View our services and how we can help your business

Services

History of our business

Shadow Swipe was born out of frustration with the status quo and a deep belief that this industry can—and should—do better.

Shadow Swipe was founded to fix what’s broken in the credit card processing industry. Time and time again we saw high-risk merchants especially charged outrageous rates simply because they’ve been told “that’s just how it is.” Over time, entire industries have come to believe those inflated costs are unavoidable. At Shadow Swipe, we are proving that’s a lie. One merchant at a time. You deserve better rates—and better treatment—and with our strategies, expertise, and negotiation, we will make sure you get it.